In the quaint Filbert Bayi Street, Kibaha district, Coast region, Digna Fransis Temba, a spirited 26-year-old entrepreneur, faced a sanitation challenge. Her family’s house lacked an outside toilet, complicating daily life especially when hosting many visitors. Digna is married to military police Benedict Ngasi and has three children aged 7 years, 5 years and 3 years. Undeterred by financial constraints Digna did not tire searching for a way to solve her family problem.

In July 2023, armed with a TZS 500,000 (USD 198.81) six months loan accessed from MMCL Finance Ltd, Digna swiftly addressed the issue, constructing a new toilet. The loan, processed, approved, and disbursed within weeks, brought relief and happiness to her family. Now, with a dedicated toilet for guests and children, Digna can focus on growing her business and nurturing her family in a cleaner, more comfortable environment.  The loan is to be repaid in six months with monthly installments of TZS 94,000 (USD 37.38).