★ BoT-Recognised Self-Regulator
EST. 2001 ★ BoT-Recognised Self-Regulator Limited by Guarantee

Financing the unbanked backbone.

TAMFI is the not-for-profit umbrella body for Tanzania's microfinance industry — uniting commercial banks, MFIs, SACCOS, VICOBA apex bodies and service providers behind one credible voice. 160+ institutions. 1.2 million micro-entrepreneurs. The Bank of Tanzania's recognised self-regulator.

160+
Member institutions
1.2M
Clients reached
25
Years of voice
REG. 2001 · NON-PROFIT
The TAMFI Quarterly Voice of Microfinance · Tanzania
Q2 2026
TAMFI is the Network and Voice for Tanzania Microfinance Institutions — providing useful linkages and networking services to members, and promoting responsible financial services.
— TAMFI Mission · Constitution Article 2 · Reaffirmed 2024
120+
Members at AGM 2026
31/31
Regions served
BoT · 2025
Guided
Self-Regulator
★ Sector landmark Bank of Tanzania elevates TAMFI to Guided Self-Regulator status — 11 Aug 2025 AGM 2026 120+ members convened at Peacock Hotel, Dar es Salaam · 26 Feb 2026 WSS Phase 2 Water Supply & Sanitation programme launches Phase 2 — partnership with BoT Microfinance Department ▲ Partnership TAWAH × TAMFI MoU signed — housing microfinance for women builders · 19 Mar 2026 Convening 4th Microfinance Technology Summit — "Collaborate. Digitize. Empower." · Dar es Salaam 2026 Call for application Core Banking Management System (CBMS) procurement — open to members ▲ Inclusion Financial Services Week 2026 — TAMFI on National Secretariat · 19–26 Jan RE Financing C.S. Mott Foundation extends Renewable Energy programme — 14 partner MFIs active ★ Sector landmark Bank of Tanzania elevates TAMFI to Guided Self-Regulator status — 11 Aug 2025 AGM 2026 120+ members convened at Peacock Hotel, Dar es Salaam · 26 Feb 2026 WSS Phase 2 Water Supply & Sanitation programme launches Phase 2 — partnership with BoT Microfinance Department ▲ Partnership TAWAH × TAMFI MoU signed — housing microfinance for women builders · 19 Mar 2026 Convening 4th Microfinance Technology Summit — "Collaborate. Digitize. Empower." · Dar es Salaam 2026 Call for application Core Banking Management System (CBMS) procurement — open to members ▲ Inclusion Financial Services Week 2026 — TAMFI on National Secretariat · 19–26 Jan RE Financing C.S. Mott Foundation extends Renewable Energy programme — 14 partner MFIs active
Mission · Vision · Mandate

The voice of Tanzanian microfinance.

For twenty-five years TAMFI has been the platform where every microfinance stakeholder — institution, regulator, donor, client — meets, dialogues, voices concerns, networks and collaborates to develop the sector.

Our mission is to act as Network and Voice for Tanzania Microfinance Institutions, providing useful linkages and networking services to members and promoting responsible financial services.

In August 2025 the Bank of Tanzania formally elevated us to Guided Self-Regulator for the microfinance sector — recognition of two decades of advocacy, code-of-conduct stewardship, and institutional capacity-building. When you join TAMFI, you do not buy a service. You join a voice.

WT
Winnie Terry Chief Executive Officer · TAMFI Secretariat · Dar es Salaam
Flagship Programmes

Three pillars of industry change.

Active across 2026 C.S. Mott Foundation · Water.org
Bank of Tanzania · MoF Tanzania
01Energy

Renewable Energy Financing

Since 2021 · C.S. Mott Foundation

TAMFI works with MFIs to structure loan products that finance solar home systems, clean cooking and off-grid energy — from Enokwe Finance's solar portfolio in Rukwa to community uptake in Zanzibar. Led by RE Project Officer Deodat Benard.

14
Partner MFIs
DREEM 2
Documentary launched
Nane Nane
Exhibition presence
PURE
East Africa LFI study
Read programme stories
02Water

Water Supply & Sanitation

WSS Phase 2 · launching 2026

The WSS programme closed its Special Phase in January 2026 and has launched Phase 2 in partnership with the Bank of Tanzania's Microfinance Department — strengthening MFIs to deliver water and sanitation loans at commercial scale.

7,000+
Water credit beneficiaries
UWEZESHAJI
Zanzibar SACCO partner
Mahuu
1,400 from one loan
Phase 2
Live across 2026
Read programme stories
03Voice

Advocacy & Self-Regulation

BoT Guided Self-Regulator · Aug 2025

In August 2025 the Bank of Tanzania elevated TAMFI to Guided Self-Regulatory status — a decisive moment for the sector. We shape the National Microfinance Policy, run regulatory reporting workshops, and steward the Code of Conduct every member signs.

★ 2025
BoT recognition
100%
Code signed
FS Week
National Secretariat
CBMS
Sector procurement
Read the Code of Conduct
Member Directory

Find a licensed, code-of-conduct member near you.

Every TAMFI member signs a responsible-finance code of conduct. Search by district, product type, language served, or institution tier — from commercial banks to VICOBA apex bodies.

DAR · 48 MWANZA · 14 DODOMA · 11 ARUSHA · 19 TANGA · 8 MBEYA · 12 IRINGA · 9 KIGOMA · 6 ZANZIBAR · 13
160+
Members mapped
31
Regions covered
BoT
Self-regulator
Newsroom & Field Stories

Voices from the field.

Updated regularly Edited by the TAMFI Secretariat
Field correspondents · 9 regions
Browse all stories →
The Diary

Convenings & opportunities.

Member registration open AGM season · capacity-building
Sector summits · 2026
09
Mar

4th Microfinance Technology Summit

📍 The 4th Microfinance Technology Summit is a global platform designed to explore how technology can…
Event TAMFI Sector
Event
Details →
30
Apr

TBA WOMEN’S EVENT 2025 : Accelerate Women’s Financial Inclusion

📍 In a historic step toward transforming financial inclusion for women,TAMFI attended  the…
Event TAMFI Sector
Event
Details →
24
Mar

Tanzania Renewable Energy Week 2025

📍 Tanzania Renewable Energy Association (TAREA) in collaboration with the Ministry of Energy…
Event TAMFI Sector
Event
Details →
In Their Own Words

What our members & clients say.

Field stories from across Tanzania Drawn from member case studies
Rukwa · Coast · Mara · Zanzibar
"
In Misengeleni village, where we are not connected to the main electricity grid, I used a kerosene lamp for lighting at night… My entire family is overjoyed; my children can now do their homework peacefully and on time.
AK
Agripina Kiyogoma Client · Enokwe Finance · Mpanda District, Rukwa
"
Victoria Finance remains committed to advancing women's economic empowerment — supporting enterprises that actively contribute to value addition and income growth through our Inuka Malkia and Fahari Malkia programmes.
VF
Victoria Finance TAMFI Member Institution · Tanzania

Featured Member Institutions

A small sample of TAMFI's 160+ members — each one signed to the same Code of Conduct, each one part of the same voice.

Victoria Finance
MFI · Women's empowerment
Inuka Malkia and Fahari Malkia programmes for women entrepreneurs in value addition.
KBR Finance
MFI · Mainland Tanzania
Affordable microfinance from Ubungo HQ serving communities across Tanzania mainland.
Unifi
Personal credit · Tech-enabled
"Touch and tech" personal lending for working professionals across Africa.
Fanikiwa Microfinance
MFI · 8+ years
Credit solutions for individuals, SMEs, and government employees.
Enokwe Finance
MFI · RE Financing partner
Renewable energy financing across Rukwa and Katavi — solar home systems at scale.
LOLC Tanzania
Bank · National
Empowering financial growth across Tanzania — part of the regional LOLC network.
UWEZESHAJI SACCOS
SACCO · Zanzibar
Strategic partner on Water & Sanitation financing for Zanzibar communities.
UWEZO Financial Services
MFI · UFSL
Member institution serving SMEs and households across Tanzania.

Partners · Funders · Affiliations

The institutions whose credibility, capital and conviction stand behind ours.

Bank of Tanzania
MoF Tanzania
C.S. Mott Foundation
Water.org
FSDT
SBFIC
CITI Foundation
Oikocredit
SEEP Network
AFRACA
TIOB
TAWAH
TANERELA
TAREA
Plan International
AGRA
ICRA Rating Agency
WRI
Join the Voice

Speak with one voice. Access what only members access.

MFIs, SACCOS, VICOBA apex bodies, insurers, BDS providers — if you work in Tanzanian microfinance, TAMFI is your platform. General members, Associate members and Honoraria membership categories available.

  • Networking with local & international microfinance players
  • Subsidised capacity-building trainings via TAMFI & partners
  • Advertising through newsletters, forums & international partners (SEEP, AFRACA)
  • Voting rights at the Annual General Meeting
  • Direct access to the BoT-recognised self-regulator's secretariat

The TAMFI Monthly Brief

Sector updates, member spotlights, policy briefs. ~2 emails per month.