Fanikiwa is a Tanzanian microfinance institution offering credit solutions to individuals, small and medium enterprises (SMEs), and government employees. Operating for over eight years, the company has supported more than 10,000 Tanzanians with varied loan products.
Why Choose Fanikiwa?
• Speed & Convenience: Civil servant loans are processed within 24 hours, and emergency loans are available quickly for existing clients.
• Wide Reach: Branches across Tanzania—including Zanzibar, Dar es Salaam, Dodoma, Morogoro, Kigoma, and Tabora.
• Trusted by Many: Over 10,000 clients have benefited from Fanikiwa’s services.
Loan Products
· Business (SME) Loans:
Designed for entrepreneurs with loan amounts from TZS 50,000 to 50 million. Requirements include at least one year in business, collateral, and proof of operations.
· SME Logbook-Secured Loans:
Use vehicle logbooks as collateral to access credit quickly.
· Civil Servant Loans:
For government employees, offering low rates and flexible repayment. Requires employment letters, payslips, ID, and bank statements.
· Personal Loans:
For private-sector employees in Dar es Salaam, with loan amounts from TZS 100,000 to 2,000,000.
· Emergency/Express Loans:
Offered to existing clients to manage urgent expenses quickly.
CSR & Community Engagement
Fanikiwa actively supports community welfare through events like the: –




USSD LAUNCHING
Fanikiwa Microfinance Launches USSD Service to Enhance Customer Access Across Tanzania.Dar es Salaam, Tanzania –June2025 – Fanikiwa Microfinance is proud to announce the official launch of its USSD mobile banking service, a bold step toward making financial services more accessible, faster, and user-friendly for all Tanzanians.With the introduction of this new platform, customers can now conveniently access Fanikiwa services via any mobile phone—no internet required.
Final Word
Fanikiwa Microfinance delivers accessible, fast, and tailored loan services to Tanzanians—whether entrepreneurs, civil servants, or private-sector individuals. With a strong community commitment and ethical standards, Fanikiwa stands as a trusted partner in financial empowerment.
Reach & Contact
Main Office: Ali Hassan Mwinyi Road, Dar es Salaam; P.O. Box 57
Phone: +255 746 985 221, +255 768 280 000
Email: info@fanikiwa.co.tz
Website: https://fanikiwa.co.tz/en/